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Apple Pay Add a card to Wallet
Add a card to Wallet

The power of your card.
On iPhone.

Apple Pay lets you pay with your credit or debit card right on your
iPhone. You can check out faster online, in apps, and in-store. And with security features like Face ID, Apple Pay is safer than using your physical card. No wallet? No worries.

Add a card to Wallet Add a card to Wallet

Get more with every tap.

Pay in store, online,
and in apps.

Pay in store, online, and in apps.

Just look for the Contactless Symbol or Apple Pay button at checkout. It’s accepted at over 85% of retail stores nationwide and across millions of apps and websites.

Security you
can trust.

Security you can trust.

Shop securely with advanced protections built into your iPhone’s hardware and software. Every payment requires authentication — Face ID, Touch ID, or your passcode.

Earn the same rewards as your physical card.

Earn the same rewards as your physical card.

With Apple Pay, your physical card is on your iPhone — so you’ll still earn the same rewards and points your card offers.

Fly past checkout forms. Online and in apps.

Fly past checkout forms. Online and in apps.

Skip tedious forms and breeze through checkout — no need to manually enter your card details, address, or personal information. It works in Safari and even other browsers. 1

Your purchases stay private.

Your purchases stay private.

Transaction data remains between you, the merchant, and your bank or card issuer. Apple doesn’t retain transaction information that can be tied back to you. And your data isn’t sold by Apple to third parties for marketing or advertising.

Designed to protect your card details.

Designed to protect your card details.

Merchants never see your original card number — because it’s never sent to them. Apple Pay uses unique transaction codes and device-specific numbers to reduce your exposure to fraud.

Lock it if you
lose it.

Lock it if you lose it.

Your cards stay secure, even if you misplace your device. Simply put your device in Lost Mode in the Find My app. This disables Apple Pay on that device, putting a temporary hold on your digital card or cards. And if any of your Apple devices are confirmed lost or stolen, you can remotely erase your information from that specific device

Learn more about keeping your cards secure.

Pay now, later, or with rewards.

Pay now, later, or with rewards.

If you pay online with iPhone or iPad, you’ll have the option to split purchases into smaller installments, 2 or apply your eligible card’s points, rewards, or miles at checkout. 3

How to setup a pay later option

Easy to set up. Easy to pay.

How to add a card to Wallet.

Step 01

Open the Wallet App.

Go to the Wallet app on your iPhone.

Step 02

Tap the the plus symbol.

You may be asked to sign into your Apple Account.

Step 03

Choose a card to add.

Tap Debit or Credit Card and tap Continue.

Step 04

Tap your card.

Place your iPhone on the back of your card. Keep in place until the card is read.4 Or enter your card details manually.

Step 05

Finish your setup.

Follow the prompts in the Wallet app to verify your card. Once it’s verified, you’re good to go.

How to pay in-store with iPhone.

Step 01

Look for the Contactless Symbol.

Use Apple Pay wherever contactless payments are accepted.

Step 02

Double-click the side button.

No need to unlock your iPhone or stop what you’re doing. Just double-click the side button.

Step 03

Confirm it's you.

Every payment gets authenticated with Face ID, Touch ID, or your passcode.

Step 04

Complete your payment.

Hold the top of your iPhone near the card reader until you see Done or a checkmark on the screen.

How to pay in-store with Apple Watch.

Step 01

Look for the Contactless Symbol.

Use Apple Pay wherever contactless payments are accepted.

Step 02

Double-click the side button.

Just double-click the side button on your Apple Watch.

Step 03

Complete your payment.

Hold your Apple Watch a few centimeters from the contactless reader, display facing it, until you feel a gentle tap and hear a beep.

How to pay online or in apps.

Step 01

Select Apple Pay at checkout.

Tap the Apple Pay button or choose Apple Pay as your payment method.

Step 02

Confirm your personal information.

Double-check your billing, shipping, and contact information or, if necessary, enter it manually.

Step 03

Confirm it’s you.

Every payment gets authenticated with Face ID, Touch ID, or your passcode.

Step 04

Your purchase is complete.

You’ll get a confirmation at the email you used at checkout. You can also track your order in Wallet to see delivery updates, payment details, and merchant information.

Securely
add a card.

Set up Apple Pay in seconds to join the millions of people and businesses already using it every day.

Add a card to Wallet Add a card to Wallet
  1. Apple Pay in More Browsers: Available with participating merchants on compatible browsers and devices. This feature is not available in all markets. Software requirements apply. 
  2. Paying over time on Apple Pay: Loans not offered by Apple. All loans are offered by your lending provider and are subject to the lending provider's eligibility requirements and approval, as well as other lending provider terms. Your loan activity may be reported to credit bureaus by your lending provider, which may affect your credit score. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. May need an eligible card. Available in-store on iPhone, and online and in-app on iPhone or iPad. Software requirements apply. Additional eligibility requirements may apply. For more eligibility and feature details, see https://support.apple.com/120477.
  3. Must have an eligible card. This feature is offered by your card's issuer, and is subject to issuer eligibility requirements and other issuer terms. This feature is not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. The full amount of the transaction will be charged to your card at the time of your purchase and a statement credit for the redeemed reward amount will be applied to your account. Your available rewards balance and other data shown in Wallet may be delayed due to a variety of factors, including internet service. Available in-store on iPhone, and online and in-app on iPhone or iPad. Software requirements apply. Some card issuers may require you to opt in to this feature before it is available to you. Contact your card issuer for more information. Additional eligibility requirements may apply. For more eligibility and other feature details, see https://support.apple.com/120479.
  4. Must have an eligible and supported card. Not available in all markets. To use this feature, your card's NFC technology must be activated and you may need to enter your card's security code during set-up. Software requirements apply. To ensure you have all features of this product, update your iPhone to the latest software version.
  • To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer.
  • Apple Pay is not available in all markets. View Apple Pay countries and regions.
  • Features are subject to change. Some features, applications, and services may not be available in all regions or all languages and may require specific hardware and software. For more information, see  Feature Availability.
  • All communications from Apple about Apple Pay – including marketing communications and customer service support – will be in English. Depending on your device settings, certain communications about Apple Pay may be provided in your device language.
  • Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
  • The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

Scan to set up Apple Pay.

To get started, open the Camera app on your iPhone to set up Apple Pay or add a card directly in the Wallet app.