Set up Apple Pay in seconds. Learn how

Apple Pay

Pay the Apple way.

Add a card

Faster and easier
than

using cards
or cash.

Pay in full, over time, or
with your card’s rewards.

Privacy and security
built in.

Apple Pay is accepted on millions of websites and apps.

It’s ready
and set.
Just go.

Set up in seconds. Right on your iPhone. Apple Pay is built into iPhone, Apple Watch, Mac, iPad, and Apple Vision Pro. To get started on iPhone, open the Wallet app and tap the plus symbol. Then add a credit or debit card by tapping the back of your iPhone with your eligible card.1 You’ll have the option to add your card to your other devices at the same time. When you want to pay, just double-click, tap, and you’re set. You still get all your card’s rewards and benefits — so you won’t miss out on any hard-earned points or miles.

How to add a card
New

Pay the way that works for you.
Apple Pay gives you flexibility at checkout. When you shop online and in apps with iPhone and iPad, you can pay in full or split your purchases into smaller payments over time through an eligible card or other pay later provider.2 Or use your eligible credit or debit cards’ rewards, points, or miles to pay for all or part of your purchase when you shop online and in apps on iPhone and iPad with Apple Pay.3 When redeeming rewards, you’ll receive a statement credit after completing your purchase in full.

How to pay online with iPhone

Use Apple Cash with Apple Pay.
Apple Cash is built right into iPhone.4
It’s an easy and private way to send and receive money in Messages, in Wallet, and with Tap to Cash. So splitting brunch or chipping in for a gift is simpler than ever. You can even spend the Apple Cash you receive with Apple Pay — in stores, in apps, or online. And if an app or merchant doesn’t accept Apple Pay yet, you can use your Apple Cash virtual card number online anywhere Visa is accepted to complete your purchase.

Learn more about Apple Cash How to send money

Easy.
Does it all.

Grab from the
corner cafe. Load
up your app.
Order a new online.
Have delivered.

Subscribe to .
Get

from a
vending machine.

And from the

supermarket.
Just look

for
or when
you check out.

At stores and more. Apple Pay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and however you want. If you’re not sure, just ask. Apple Pay works anywhere that takes contactless payments — from vending machines and grocery stores to taxis and subway stations.

How to pay in stores with iPhone

In apps and online. Use Apple Pay to seamlessly make purchases in Safari and other browsers — on iPhone, iPad, Mac, and other computers — without the lengthy checkout forms. On an Apple device, click or tap the Apple Pay button and pay with a touch or glance. On a non-Apple device, scan the Apple Pay code with your iPhone camera and use your iPhone to complete your purchase.5 You can even use Apple Pay to subscribe to services like Apple Music, Apple News+, and Apple TV+, buy apps and games on the App Store, and upgrade your iCloud storage.

How to pay with Safari on Mac

How to pay in more browsers

Safe and
sound.
And secure.

Personal data. Protected. When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers. And when you pay, your card numbers are never shared by Apple with merchants. If you prefer not to share your email address with merchants when paying online, you can use Hide My Email to generate unique, random email addresses that automatically forward to your personal inbox.

Your purchases stay private. When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

Tap more. Touch less. Apple Pay works right from your device, helping you avoid touching buttons and terminals, handling cards, and exchanging cash. Every purchase requires Face ID, Touch ID, or a passcode — helping to keep your security in your hands.

Questions? Answers.

More for
your finances.

Wallet

Carry one thing.
Everything.

Learn more

Apple Card

The simplicity of Apple.

In a credit card.

Learn more

Apple Cash

Send it.
Spend it. Stash it.

Learn more